Back to Lending, Crowdfunding, and Modern Investing
University of Pennsylvania

Lending, Crowdfunding, and Modern Investing

In this course, you’ll learn the foundational theories behind robo-advising, crowdfunding, and marketplace lending, and how to apply these theories to optimize your investments. Professor David Musto of the Wharton School has designed this course to help you gain a practical understanding of the theoretical frameworks of Modern Portfolio Theory and Financial Technology. You’ll learn how to apply the ideas behind robo-advising and crowdfunding to better assess and leverage a more optimized portfolio while managing risks. You’ll also explore the current consumer credit landscape and learn how to utilize financial technologies in your business. You’ll analyze real-life examples by studying the cases of Square and CommonBond. By the end of this course, you’ll have honed your skills in calculating risks and returns in robo-advising and crowdfunding, and be able to assess the value of marketplace lending to achieve better returns on your investments. No prerequisites are required for this course, although "Fintech: Foundations, Payments, and Regulations" and "Cryptocurrency and Blockchain: An Introduction to Digital Currencies" from Wharton's Fintech Specialization are recommended.

Status: Wealth Management
Status: Portfolio Management
BeginnerCourse7 hours

Featured reviews

KV

5.0Reviewed Feb 28, 2022

Offered insights on a variety of topics and has informed my thinking about applications of FinTech

PM

5.0Reviewed Dec 17, 2019

Very informative course, with good examples. I particularly enjoyed the video of the Square executive. I just wish David Mutso's signature was somewhat legible on the course certificate.

YM

4.0Reviewed May 12, 2022

All the Student Loans part is too American and irrelevant for non and never U.S, citizens.

RR

4.0Reviewed May 22, 2020

The course dives into the different ways of obtaining and providing funding in today's financial scene, it not only provides an overview but also addresses the challenges in this space.

DS

5.0Reviewed Aug 29, 2023

great subject, affable presenter, and excellent learning procedure. I have enjoyed it.

MB

5.0Reviewed Dec 14, 2020

Awesome course! I had the opportunity to learn the significance of crowdfunding and how it relates to financial technology.

PG

4.0Reviewed Nov 28, 2020

Decent overview of the market, but still suffering from a very US-centric approach which disregards the importance of non-student loans in non-US lending

MV

5.0Reviewed Jun 16, 2020

This course provided an excellent overview of how the platforms work and what influences lenders credit making decisions.

AW

4.0Reviewed Sep 14, 2022

W​as a glitch with the last video, really wanted to watch it but couldn't.

PT

4.0Reviewed Sep 9, 2021

Useful knowledge for beginners, who start to study about financeThe teaching skills of the lecturer is not quite good.

SA

5.0Reviewed Jul 5, 2020

David Musto is a phenomenal professor, and makes everything seem so clear and well-articulated.

RL

5.0Reviewed Jul 3, 2019

Very interesting, really enjoyed it - especially the relevant and up to date business cases. thank you

All reviews

Showing: 20 of 84

Asghar Abbas Syed Ali Mohammed
2.0
Reviewed May 29, 2020
Patrick O'Connor-Read
3.0
Reviewed May 21, 2020
Tiago Monteiro
3.0
Reviewed Dec 18, 2019
Samuel Koumkwa
5.0
Reviewed May 2, 2022
Rogelio F. Nochebuena
5.0
Reviewed Mar 31, 2021
Gopalakrishnan
5.0
Reviewed Aug 12, 2019
Mark Baker
5.0
Reviewed Dec 14, 2020
Ajay Chakraborty
5.0
Reviewed Jun 21, 2019
Varghese Jacob
5.0
Reviewed Oct 12, 2019
Arvind Kumar Srivastava
5.0
Reviewed Aug 4, 2019
ABHIJIT SENGUPTA
5.0
Reviewed Apr 5, 2020
Shivani Bhandari
5.0
Reviewed Aug 19, 2020
Mandhir Singh
5.0
Reviewed Mar 22, 2021
Debabrata Das
5.0
Reviewed May 30, 2022
Andras Ikladi
5.0
Reviewed May 30, 2020
Venkateswararaju Bhupathiraju
5.0
Reviewed Sep 23, 2020
Peter Mueller
5.0
Reviewed Dec 18, 2019
Kavan
5.0
Reviewed Jun 13, 2020
John George
5.0
Reviewed May 7, 2021
Konstantinos Tsagkos
5.0
Reviewed Apr 24, 2020